In Today’s business climate, business owners face many challenges on their road to success.


Containing costs while increasing profits is the formula for growth.


Developing a competitive edge takes a willingness to react to market conditions, modify business plans, and adapt to change.

Why then if the method is this simple, do so many businesses fail?

Employers spend up to 30% of their time and resources on the non-revenue aspects of their business, primarily in the area of employee administration and government compliance.

How would you like to have the advantage of your employees without having the headaches of employee administration!

Outsourcing your employee administration to a Professional Employer Organization (PEO), will relieve your company from the increasing liability associated with state and federal employment compliance regulations and you will be able to provide your employees expanded benefits that will increase your ability to hire and retain productive and dedicated personnel.

When working with a PEO, your company enters into a Co-Employer relationship. The PEO becomes the employer of record and is responsible for payroll and payroll tax compliance, workers compensation insurance, benefits administration, unemployment claims processing and other related administrative tasks. Your company remains the worksite employer and continues to retain day-to-day control and direction of the worksite employees, and you can focus more of your time on the bottom line. 

Working with a PEO becomes a one stop shop for your employee administration and the PEO will take care of your Payroll, Workers Comp Insurance, Benefits, Human Resources, Regulatory Compliance and ACA reporting. So what do they do for you in every area of your administration?



Payroll has become a complex process which requires up to date knowledge of tax laws. Human Capital has both the technical expertise and advanced technology to meet your needs and reduce your overhead by relieving you of the unproductive burden of payroll. Human Capital will eliminate the hidden cost of compliance and the risks created by ever-changing regulation.

The PEO will prepare, file and pay your payroll taxes, issue payroll checks and direct deposits, provide unlimited reports, issue annual W-2’s, file new hire reports, process Garnishments and maintain compliance, track PTO and sick and vacation time. Provide 24/7 online access to payroll and HR data including insurance, 401K and PTO benefits. When it comes to time and attendance tracking, we can use your current system or set up a new system to streamline your payroll process and use this data to import your payroll and saving you time and money!



Human Capital has a comprehensive workers compensation program, which includes Workers compensation insurance, claims administration and loss control. Included within our loss control services, we can provide onsite inspections, develop and implement safety programs, as well as provide assistance with federal and state OSHA compliance.

Human Capital’s risk management program provides their PEO clients with a multitude of services designed to prevent or mitigate their exposure to workers comp losses, leading to lower cost to the client and improved employee well-being and satisfaction.

Claims management and adjusting oversight, accident investigation, modified or light duty return-to-work programs, Safety program development and implementation, On-site hazard assessments, safety committee coordination, OSHA regulation and compliance assistance, job task analysis, worksite hazard training, Annual experience modifier analysis and audit and quarterly review of loss runs.

Pay-as-you-go workers compensation payments, based on actual payroll, paid with every payroll, with a PEO you have No deposits, No annual audits and No surprise lumpsums at the end of the year.



A competitive benefits program is crucial to attracting and retaining quality employees. Human Capital can provide a customized benefits program tailored to your specific needs at a competitive cost. Human Capital administers your benefits by collecting and remitting the insurance premium, coordinating enrollments and assisting co-employees with questions and concerns. Unlike other providers, our clients have the freedom to use their existing benefits, human capital sponsored benefits, or both.

Our benefit solutions include:

Medical/Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending account (FSA) & Medical and Dependent Care Reimbursement, 401K, Dental, Basic Life/AD&D, Vision, Short-Term Disability, Discount Dental & Vision, 24hour Accident Plan, Hospital Indemnity, Critical Illness and universal life coverage.  



Human Capital’s HR solutions are designed with compliance and efficiency in mind. We can enhance your existing HR department or help fill any voids that you may have. Regulatory compliance can be overwhelming. Which laws apply to your company? How do you comply? Our staff can assist you in your decision-making process.

Human resource database and employee file maintenance. Assistance with immigration and Naturalization Service compliance (including Form I-9 and E-Verify). Assistance with independent contractor issues. Administer unemployment claims. Legal research and dispute resolution assistance. Compensation administration and compliance with FLSA and state wage and hour laws. Guidance with general employment situations and concerns, such as EEOC, ADAAA, ADEA, FMLA and CRA. Sexual Harassment and discrimination training (employee and managerial). Assist with the development of policies, procedures and documentation for employees. Access to experienced professionals who will identify possible government incentives for your business. Potentially resulting in real savings and tax credits.

ACA Compliant Programs, Products, Technology, Training and Support. Human Capital’s ACA solution provides a comprehensive and affordable solution for all your ACA requirements. We know that employers will have varying levels of understanding when it comes to ACA regulations. That is why our team of ACA experts can customize and tailor a solution based on your needs. Our solutions were designed to assist employers in mitigating the risk of IRS penalties, accurately file the required IRS tax forms and maintain access and control over your employee data.

Minimum Essential Coverage (MEC) and Minimum Value Plan (MVP) health solutions options. E-File Services to IRS & Mail to employees. Eligibility Management. Real Time Risk Assessment reporting. Employee Hors and Status Tracking. 1095-C Offer Code & Safe Harbor Calculation. Dynamic Data Import.


Our Strategic Partner & author of this post this month is Michael Athmer !

Michael Athmer is multilingual with 35 years of International Sales and Marketing Management experience.

Born in Montreal, Canada and lived in Paris, France, Copenhagen, Denmark and The Hague, The Netherlands and moved to Florida in 2000.

Started an Insurance Agency in Florida in 2000 and later became Sales Manager for Southeast Employee Management Company. Worked as a Business Consultant for Progressive Employer Management Company and is currently Regional Manager for Human Capital Florida, providing Payroll, Workers Comp, Benefits and HR Services in Florida and 32 other states.

Michael is past President of BNI North Palm Beach, Past President of Toastmasters in Jupiter, Graduate of Leadership Palm Beach County Class 2006. Past Board member of Big Brothers Big Sisters of Palm Beach County, past Board Member of the Human Resource Association of Palm Beach County, past Chairman of the Board of The Hispanic Chamber of Commerce and past Board member of The Beyond Blind Institute. Michael is President of the Leadership Business Council and currently serves on the Palm Beach Public School Strings Foundation board.

He is also active with the Palm Beach Chamber of Commerce and Leadership Palm Beach County.

Michael is divorced, has a daughter Vivienne and lives in West Palm Beach.

Michael Athmer can be reached at 561-644-8315 or 888-736-9071.